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FormFiler^® Advantages

	Businesses that implement FormFiler realize these benefits:		Customers of businesses using FormFiler realize these benefits:
	Initial data entry costs are eliminated Mailing costs are eliminated Paper processing costs are reduced Business processes are streamlined Real pen-and-ink signatures are backed by legal precedent Business responsiveness and customer service are improved E-commerce abandonment rates are lowered		No hardware costs No software costs No transaction fees Technically simple Private and secure Flexible enough to be used on any computer anywhere at any time to complete at transaction

The FormFiler Approach

End users should be able to initiate transactions online without ever incurring a cost to do so. Both biometric and digital signature solutions require end users to invest in either special hardware or in maintaining a digital ID. FormFiler, on the other hand, does not require additional investment in equipment by end users. Nor does it require them to register or pay any ongoing annual fees.

A simple solution is most often the best solution. Proliferation of differing digital and biometric solutions among end users creates a lack of uniformity which makes it difficult for your business to roll out a solution based on such technologies. Biometric and digital signature solutions must be installed and maintained on end users' PCs, which requires varying degrees of technical expertise by those end users. In contrast, FormFiler adds no such constraints. Users simply fill in the appropriate fields via the Internet, then print the document and sign it with a pen.

Pen-and-ink handwritten signatures are legal today, and will remain so forever. Despite passage of the Electronic Signatures in Global and National Commerce Act (E-Sign), it will be decades before the courts (local, state, federal, and foreign) affirm the validity of these laws through enforcement and prosecution of precedent-setting cases. Because a wet-ink signature can be part of the process, FormFiler does not push the envelope of legal acceptance for online transactions. You can adopt FormFiler with the knowledge that there is a long history of legal precedent and little risk regarding rule of law.

Personal information should remain private. Both biometric and digital signature solutions require end users to divulge information about themselves. With digital certificates, end users must register with a certificate authority that then places information into a central repository. With biometric signatures, some personal physiological attributes may be included in the electronic document such as fingerprints, voiceprints, or retinal scans. FormFiler does not require any pre-registration or permanent storage of personal information in a central repository. This greatly reduces the likelihood of electronic identity theft.