NEWS RELEASE
For more information, please contact:
Jim Arricale  The Animal Medical Center Tel: (212) 329-8690 jim.arricale@amcny.org  Debbie Bratman  Comfidex Corp. Tel: (212) 448-9345 debbie@comfidex.com

The Animal Medical Center Adopts Comfidex's FormFiler^® For Online Health Care Forms Processing 

New York, December 11, 2002 - Comfidex Corp. announced today that The Animal Medical Center's Bobst Hospital (AMC) began using FormFiler for its New Client Registration Form and other specialized medical questionnaires. The software permits the AMC to receive accurate and readable data over the Internet that can be processed electronically, thus reducing the client's overall visit time. In general, FormFiler permits providers of health care to implement e-business strategies that meet their forms-processing needs, via the Internet, while not requiring their clients to purchase or have any special hardware, software, or technical savvy.

"FormFiler will significantly reduce processing and waiting time for new clients visiting the Bobst Hospital," said Dr. Guy Pidgeon, President & CEO of The Animal Medical Center. "Because of our ongoing investments in sophisticated medical infrastructure, the AMC has become one of the premier clinics of excellence for veterinary care. Today, we are equally proud to be one of the first health care facilities to use state-of-the-art information technology to offer Internet-based electronic forms processing to our clients."

"We are delighted to welcome The Animal Medical Center into our growing and diverse base of premier customers," said David Berenson, CEO of Comfidex Corp. "Their deep medical expertise, coupled with our cost and time-saving technology, is a win-win situation for both the AMC and its clients."

About Comfidex Corp.
Comfidex is a New York City-based firm that develops innovative solutions for the e-business community. The Comfidex business model favors products like FormFiler, whose underlying core technologies are protected by issued patents. This model permits Comfidex to maintain stable pricing while providing its customers with safe technologies in which to invest. For more information about the company and its solutions, visit our website at www.comfidex.com.

About The Animal Medical Center
The Animal Medical Center is a non-profit veterinary hospital and teaching facility, with a staff of over 90 veterinarians specializing in more than 20 areas of medicine and surgery. Since 1910, when the AMC was founded by the New York Women’s League for Animals, it has provided the highest quality medical services to companion animals. The AMC is dedicated to treating each one of over 60,000 patients seen each year with the personal attention and care a member of your family deserves. For more information about The Animal Medical Center, visit us at www.amcny.org.

FormFiler and Comfidex are registered trademarks of Comfidex Corp. FormFiler is powered by Comfidex technology - U.S. Patent No. 6,189,009 and patents pending. All other brands and products referenced herein are acknowledged to be trademarks or registered trademarks of their respective holders.

	NEWS RELEASE
For more information, please contact:
Barbara C. Larimer  MetroStar Systems, Inc. Tel: (703) 934-9210 lbarbara@metrostarsystems.com  Debbie Bratman  Comfidex Corp. Tel: (212) 448-9345 debbie@comfidex.com

MetroStar Begins Reselling Comfidex’s FormFiler^® 

New York, October 8, 2002 - Comfidex Corp. announced today that it has entered into a Solution Provider Agreement with MetroStar Systems, Inc., a Virginia-based firm specializing in e-commerce solutions and transactional Web applications. The agreement allows MetroStar Systems to resell Comfidex’s patented FormFiler technology to its clients and to provide them with all related integration services. FormFiler, which is covered under U.S. Patent 6,189,009, enables organizations that conduct high-volume, online transaction processing to minimize the cost of creating and processing Internet-based forms. FormFiler also provides a secure means of business continuation in the event of interruptions that may occur at standard mail service facilities.

Comfidex’s FormFiler product permits companies to rendezvous Internet-submitted, computer-readable data with original source documents, thus eliminating the costs associated with manual data entry. This helps organizations such as federal, state, and local governmental agencies to implement e-business strategies that meet their forms-processing needs while not requiring their end users to purchase or have any special hardware, software, or technical savvy. "FormFiler will greatly benefit both our government and private sector customers," said Ali Manouchehri, CEO of MetroStar Systems. "We are pleased to offer our clients a product whose patented technology protects their investments in infrastructure, and we are delighted to be able to assist them in taking full advantage of the savings this technology makes possible."

"We are very pleased to welcome MetroStar Systems into our growing family of qualified solution providers," said Bill Stratigos, president of Comfidex Corp. "Their expertise, coupled with our patented cost-saving technology, will create a win-win-win situation for all members of the vendor, client, and end-user communities."

About Comfidex Corp.
Comfidex is a New York City-based firm that develops innovative solutions for the e-business community. For more information about the company and its solutions, visit www.comfidex.com.

About MetroStar Systems, Inc.
MetroStar Systems is located in Fairfax City, Virginia. The company specializes in Web development, e-business, graphic solutions, Internet consulting and marketing, and small business networking (NT/UNIX). MetroStar Systems provides e-commerce solutions using the latest in operational system design and implementation. The MetroStar Systems team develops systems to allow businesses the ability to utilize resources with lower operational costs and to help businesses market themselves. To learn more about MetroStar Systems, visit them on the Internet at www.metrostarsystems.com.

FormFiler and Comfidex are registered trademarks of Comfidex Corp. FormFiler is powered by Comfidex technology - U.S. Patent No. 6,189,009 and patents pending. All other brands and products referenced herein are acknowledged to be trademarks or registered trademarks of their respective holders.

	NEWS RELEASE
For more information, please contact:
Debbie Bratman  Comfidex Corp. Tel: (212) 448-9345 debbie@comfidex.com

Ameritrade Licenses Patented Technology from Comfidex 

New York, September 10, 2002 - Comfidex Corp. announced today that it has entered into a patent license agreement with Ameritrade Holding Corporation, the parent company of Ameritrade, Inc. one of the nation’s largest online brokerage firms, by which Ameritrade obtained a license under U.S. Patent 6,189,009, covering Comfidex’s FormFiler^® technology. The Comfidex technology allows high-volume, online transaction processing (OLTP) businesses to reduce the cost of creating and processing Internet-based forms. The technology also provides a secure means for conducting business, despite interruptions that may occur at standard mail service facilities. 

Comfidex’s FormFiler technology permits companies to rendezvous Internet-submitted, computer-readable data with original source documents, thus eliminating the costs associated with manual data entry. This helps organizations like Ameritrade accelerate their e-business strategies while not requiring their end users to purchase or have any special hardware, software, or technical savvy. "FormFiler will greatly benefit market sectors such as brokerage/financial services, insurance, banking, health care, government, and education," said Bill Stratigos, president of Comfidex. "Our patented process has tremendous return on investment potential, and we are truly delighted to assist forward-thinking companies like Ameritrade in taking full advantage of the savings this technology makes possible."

About Comfidex Corp.
Comfidex is a New York City-based firm that develops innovative solutions for the e-business community. For more information about the company and its solutions, visit www.comfidex.com. FormFiler and Comfidex are registered trademarks of Comfidex Corp. FormFiler is powered by Comfidex technology - U.S. Patent No. 6,189,009 and patents pending. All other brands and products referenced herein are acknowledged to be trademarks or registered trademarks of their respective holders.

About Ameritrade Holding Corporation (Nasdaq: AMTD)
Ameritrade Holding Corporation (www.amtd.com) is a pioneer in the online brokerage industry with a 27-year history of providing clients a self-directed approach to investment services. The award-winning Company, through its Private Client and Institutional Client divisions, provides tiered levels of brokerage products and services tailored to meet the varying investing, trading and execution needs of individual investors, financial institutions and corporations.

Company simplifies e-signature 

by William Matthews
January 22, 2002

Eighteen months since President Clinton signed a law making electronic signatures as legally binding as their ink counterparts, the use of electronic signatures remains rare.

Bill Stratigos, president of Comfidex Corp., thinks he knows why and says he has a solution. 

Digital signatures are too complicated and too expensive, Stratigos contends. But offer people a simple, cheap way to submit signed documents online, and they will use it.

That's what Stratigos says his company has done with FormFiler, a product it introduced in December.

FormFiler creates an electronic form that the user - an applicant for federal benefits, for example - fills out online. As the form is being filled out, the FormFiler assigns it a "unique identifier," probably a bar code. 

When the applicant is done, he prints out and signs the form; then he faxes, e-mails (if the printed form is scanned, it can be e-mailed) or mails it to the agency.

Meanwhile, at the agency, all of the information from the form is stored in an electronic file tagged with the bar code. When the signature arrives, it is matched with the electronic file. 

The advantage to the agency is that an employee does not have to key the information into the agency's system, cutting processing costs from about 50 cents per form to as little as 6 cents, Stratigos claims.

The advantage to applicants is that they can transact business with agencies from any computer through a relatively simple process without having to have a digital signature.

Digital signatures cost at least $15 a year, require holders to give personal information to the digital signature issuer and tie the user to the computer the signatures are installed in, Stratigos said. "If I'm John Q. Public and I want to do seven or eight transactions a year with the government," digital signatures are too cumbersome.

"We felt the simpler the solution, the more likely it is to gain widespread acceptance by the general public," he said. "This process is simple. It's not rocket science, but it works."

However, Charles Kolodgy, an Internet security analyst for IDC, said there are even simpler methods of sending signed documents via the Internet without using digital signatures.

The Internal Revenue Service, for example, has made it possible to file completed tax returns fully electronically. The IRS system uses an encrypted password as a digital signature, and there is no need for additional mail, e-mail or faxes, he said. 

	NEWS RELEASE
For more information, please contact:
Wendy Dube  Environics Communications Tel: (203) 325-8772, ext. 27 wdube@environics-usa.com Debbie Bratman  Comfidex Corp. Tel: (212) 448-9345 debbie@comfidex.com

New Study Prepared for Comfidex Confirms Increased Market Opportunities Emerging for Mail Alternatives in Wake of Recent Events

Research finds renewed interest in electronic transactions 

New York City, January 14, 2002 - A new study prepared for Comfidex Corp. by Strategy Analytics, the high technology consulting and market research firm, reports that new markets are opening in a number of industry sectors as a result of the recent biochemical contamination of physical mail. The study forecasts that electronic alternatives to traditional physical mailing methods may offer compelling business benefits as well as increased security in the following industries: banking, insurance, brokerage/financial services, government, education, and health care. 

"We concluded that many organizations in the public and private sectors are re-examining work processes that depend on physical mail to complete transactions," said Tom Elliott, vice president of North American Consulting for Strategy Analytics. "Our study points out that the Internet is ideal for such information-based transactions as loan origination, insurance claims, tax filings, and license renewals. But there aren't many organizations taking advantage of this for a variety of reasons, perhaps chief of which is that there aren't many products in the marketplace that allow them to do so easily."

Although using the Internet saves time, reduces data entry errors and cuts costs, many organizations have been slow to embrace electronic transactions because a so-called "wet-ink signature" - ink on paper - and/or supporting documentation that cannot be sent electronically is often required. Yet with an estimated 3.5 billion forms being generated annually by just the six industry sectors listed above, many transactions that could otherwise be handled entirely electronically are still going through the mail. This is where Strategy Analytics sees potential for new business solutions.

The study prepared in the latter part of December revisited data accumulated by the research firm in the third quarter of 2000. That work was undertaken to identify the market opportunity for FormFiler^TM, a software product from Comfidex that facilitates on-line transactions by allowing the end-user to submit information over the Internet. According to the newer study, "Since the possibility of biological contamination of physical mail has entered our consciousness, there are signs that organizations are even more interested in electronic alternatives and this has caused us to revise revenue estimates upwards."

Those revisions include a 113 percent increase in total revenue projections for the six industry sectors cited in the study for the year 2002. According to Elliott, some of the evidence of concern that led to this revision are:

• The US Patent and Trademark Office is encouraging customers to correspond via fax and to use its Electronic Patent Filing System for new applications. 

• A regional chain of outpatient surgery centers in St. Louis has started to require all its branches to submit documents like contracts and leases electronically. 

• Saks, Inc. has indicated that over 2,000 customers a week have visited its Web site to apply for electronic billing. 

• The Gartner Group, well-known consultants to corporate and government users of information technology, has advised its clients that "...the recent cases of anthrax sent by mail should lead enterprises to accelerate their efforts to send documents electronically rather than by post. Enterprises should use distributed-output-management technology to deliver hard-copy documents electronically (via fax or e-mail) to customers and partners." 

"This new study confirms the growing market opportunities for alternative solutions to physical mail such as FormFiler," says Bill Stratigos, president and chief operating officer of Comfidex. "We have long believed that the economic benefits of electronic transaction management would cause organizations to adopt products like FormFiler, and that was borne out by the study in 2000. The events of the fall of 2001 have raised the level of sensitivity among US organizations to the point where such solutions will be much more attractive in the near term." 

In recent years, a number of electronic signature formats have been proposed as alternatives to wet-ink signatures, including smart cards, biometric tokens like fingerprints or retinal scans, and digital certificates. But as Elliott notes, "The big problem with most electronic signature solutions is that they require too much from the end user: you have to install digital certificate software or a fingerprint scanner or a signature capture pad. Who wants to go to that much trouble for something like applying for a home equity loan, that you probably don't do all that often?" 

In contrast, one of the advantages of the FormFiler solution is that it requires an end-user to have only Internet access and Adobe Acrobat Reader, a free and easily downloadable program that is useful for many other applications besides FormFiler. The product also allows information to be directly transported between business and end-user, keeping the privacy of personal information preserved between client and company. In light of current events, one of the most attractive features of FormFiler is that completed transaction forms can be submitted by fax, rather than by mail. This is obviously advantageous to the sponsoring organization, because it reduces dependence on the mailroom, which is increasingly an area of concern and perceived vulnerability. 

About Strategy Analytics 
Strategy Analytics, an international consulting and information services firm, supports the planning efforts of organizations active in wireless communications, broadband services and devices, electronic commerce, automotive electronics, telematics, energy, and IT-enabling technologies. Analysts and consultants located around the world provide ongoing Strategic Advisory Services and decision-focused marketing consulting to clients in North America, Europe, and the Far East. For more information about the company and its services, visit www.strategyanalytics.com. 

About Comfidex Corp. 
Comfidex is a New York City-based firm that develops innovative solutions for the e-business community. For more information about the company and its solutions, visit www.comfidex.com. 

FormFiler and Comfidex are trademarks of Comfidex Corp. FormFiler is powered by Comfidex technology - U.S. Patent No. 6,189,009 and patents pending. All other brands and products referenced herein are acknowledged to be trademarks or registered trademarks of their respective holders.